* Union Minister Nitin Gadkari and Guardian Minister Chandrashekhar
Bawankule to launch the schemes ceremoniously in a function to be held
in city on Saturday
Staff Reporter
As announced in the Union
Budget 2015-16, the Central Government will be launching two insurance
schemes and a pension scheme to expand the net of social security for
all, on May 9. On the same day, the schemes will be launched
ceremoniously at Nagpur in a function to be held at 5 pm at Deshpande
Hall here.
Prime Minister Narendra Modi will launch the schemes
nationally in a function to be held at Kolkata, and Chief Minister
Devendra Fadnavis will launch these in a function at Mumbai. The schemes
will be launched in Nagpur Division, in a function to be held in Nagpur
city. Nitin Gadkari, Union Minister for Surface Transport;
Chandrashekhar Bawankule, Guardian Minister of Nagpur district, will
grace the launching ceremony in the city on Saturday, said Anoop Kumar,
Divisional Commissioner.
Addressing a press conference at Divisional
Commissionerate here on Thursday, Anoop Kumar said that these schemes
include Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri
Jeevan Jyoti Bima Yojana (PMJJBY), and Atal Pension Yojana (APY). “All
nationalised banks will be implementing the schemes. As far as Nagpur
Division is concerned, Bank of India is the lead bank for the schemes,”
Anoop Kumar said. In the event to be organised jointly by Bank of India
and district administration, the beneficiaries of these schemes also
will remain present.
Abhishek Krishna, District Collector; C G
Popere, Zonal Manager of Bank of India; S R Padhi, Deputy Zonal Manager
of the bank; Appasaheb Dhulaj, Deputy Commissioner (General), and other
officials also were present in the press conference.
Informing about
the schemes, Popere and Padhi said that having a bank account and that
too linked with Aadhaar Card were the pre-requisites for availing the
schemes. The period of insurance will be from June 1 to May 31. They
made a detailed presentation on each of the three schemes.
Asked
about the Aadhaar Cards issued, Anoop Kumar told the reporters that 86
per cent of the total 1.17 crore population in Nagpur Division had got
the cards. “As far as seeding or linking with bank accounts is
concerned, it is in progress,” he added.
PMSBY It
offers a renewable one year ‘accidental death-cum-disability’ cover of
Rs 2 lakh. In case of ‘partial permanent disability’ due to accident,
the beneficiary will get Rs 1 lakh. In case of death, the nominees will
get Rs 2 lakh. All savings bank account holders in the age group of
18-70 years may avail of the insurance scheme for a premium of only Rs
12 per annum per subscriber. The premium payment is only through
auto-debit. The bank will directly auto-debit the premium from a
subscriber’s account. Also, the subscriber has to opt for the scheme
every year.
PMJJBY
It offers a renewable one year life cover
of Rs 2 lakh to all savings bank account holders in the age group of
18-50 years, covering death due to any reason, for a premium of Rs 330
per annum per subscriber. People joining the scheme before completing 50
years of age may continue to get life cover up to the age of 55 years,
subject to payment of premium. The premium will be auto-debited in
single instalment directly from the subscriber’s account. A subscriber
has to opt for the scheme every year. But, if he/she chooses to avail of
a long-term option of continuing the scheme, premium will be
auto-debited from his/her account every year.
APY
This
scheme focusses especially on the unorganised sector, and provides a
fixed minimum pension of Rs 1000, Rs 2000, Rs 3000, Rs 4000, or Rs 5000
per month starting at the age of 60 years. However, the amount of
pension depends upon the premium to be paid in the multiples of Rs 42
per month, depending upon the age of the subscribers. Any eligible
person in the age-group of 18-40 years may subscribe to the scheme. In
case of those having ‘non-taxable’ income and those in unorganised
sector, the Central Government will contribute 50 per cent of the
premium or Rs 1000 per annum, whichever is lower, for a period of five
years. But, this offer is open for those who subscribe to the scheme
before December 31, 2015.
Aadhaar Cards issued in Nagpur Division
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District Total Population %age population covered
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Nagpur 46,53,000 90.23%
Wardha 13,00,000 94.29%
Bhandara 12,00,000 89.12%
Gondia 13,22,000 89.96%
Chandrapur 22,04,000 82.81%
Gadchiroli 10,71,000 83.24%
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(07-05-15)
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